SMG Group Privacy Statement
The SMG Group (“SMG”) Privacy Statement covers The McCarthy Family Trading Holdco (Pty) Ltd (Registration Number 2020/539145/07), including any of its subsidiaries and The McCarthy Family Property Holdco (Pty) Ltd (Registration Number: 2020/539144/07), including any of its subsidiaries. SMG takes your privacy and the protection of your personal information very seriously, and we will only use your personal information in accordance with this Statement and Applicable Laws. You hereby indemnify and hold SMG harmless from any loss, damages or injury that you may incur as a result of any unintentional disclosures of your personal information to unauthorised persons or the provision of incorrect or incomplete personal information to SMG.
What is the SMG Privacy Statement?
This Statement sets out how your personal information will be used by SMG and applies to any information, including personal information, that you give to SMG, or which SMG may collect from third parties. It is important that you read this Statement carefully before submitting any personal information to SMG. By submitting any personal information to SMG you provide consent to the processing of your personal information as set out in this Statement. The provisions of this Statement are subject to mandatory, unalterable provisions of the Applicable Laws. Please do not submit any personal information to SMG if you do not agree to any of the provisions of this Statement. If you do not consent to the provisions of this Statement, or parts of the Statement, SMG may not be able to provide its products and services to you.
Important Terms:
“Applicable Laws” means local laws, regulations, treaties and codes, for example the Financial Intelligence Centre Act 38 of 2001, the National Credit Act 34 of 2005 and the Protection of Personal Information Act 4 of 2013. “SMG” or “we” means The McCarthy Family Trading Holdco (Pty) Ltd (Registration Number 2020/539145/07), including any of its subsidiaries and The McCarthy Family Property Holdco (Pty) Ltd (Registration Number: 2020/539144/07), including any of its subsidiaries. “SMG Affiliate” means a particular entity within SMG. “Client” or “you” means any prospective, new or existing client of any SMG Affiliate.
Can this Privacy Statement be amended?
We may amend this Statement from time to time for any of the following reasons:
- to provide for the introduction of new systems, methods of operation, services, products, property offerings or facilities;
- to reflect an actual or expected change in market conditions or general financial services or lending practices;
- to comply with changes to any Applicable Laws;
- to ensure that this Statement is clearer and more favourable to you;
- to rectify any mistake that might be discovered from time to time; and/or
- for any other reason which SMG, in its sole discretion, may deem reasonable or necessary.
Any such amendment will come into effect and become part of any agreement you have with SMG when notice is given to you of the change by publication on our website. It is your responsibility to check the website often
What personal information does SMG collect, and how?
- We may collect the following information about you:
- We may collect personal and non-personal information to improve our services and provide you with a seamless experience. This may include your name, contact details, email address, demographic information, preferences, transactional data, and interactions with our website or services. Additionally, we may collect technical data such as your IP address, browser type, and device information for security and analytics purposes.
- How does SMG collect information?
- SMG collects information through various methods, including direct interactions when you provide details via forms, inquiries, or account registrations. We also collect data automatically through cookies, tracking technologies, and analytics tools when you browse our website. Additionally, we may gather information from third-party sources such as service providers, marketing partners, and publicly available databases.
- We may receive information about you:
- In some cases, we may receive information about you from external sources, including business partners, social media platforms, and third-party service providers. This information may be used to enhance our services, personalize your experience, verify details, or comply with legal obligations. We take steps to ensure any third-party data we receive is processed in accordance with our privacy policy.